Merchant Technology That Moves Business Forward
Make Payments Feel Simple Again
LT Merchant Solutions helps businesses simplify payments, streamline operations,
protect revenue, and scale with confidence.
We are built for business owners who want more than a processor. They want a
true partner. From payment acceptance and business tools to security support and
growth solutions, we deliver merchant technology designed to move business
forward.
Atlanta-Based
Proudly serving businesses with a local, hands-on approach
North Partner Network
Backed by a trusted payments infrastructure and a strategic partnership
Executive Leadership
Led by seasoned operators across retail, fintech, finance, and growth
Merchant-Focused
Solutions built around real business needs, not one-size-fits-all packages
Built for Business Owners Who
Want a True Partner
Merchant services should feel clear, dependable, and built around the realities of
your business. That is why our approach is grounded in four core promises
Clarity
Straightforward pricing, honest communication, and practical solutions that make sense
Performance
Fast, secure, and reliable payment technology built for modern commerce
Support
Real people who understand your business and stay with you every step of the way
Innovation
Flexible tools that help merchants keep pace with changing customer expectations
A Cohesive Ecosystem Built
for Growth
A strong provider does more than process payments. LT Merchant Solutions
combines payment technology, operational tools, financial services, and hands-on
support into a single merchant ecosystem designed to help businesses grow
stronger
Payment Acceptance & Hardware
Accept payments in-store, online, mobile, and on the go with modern terminals and flexible transaction options
Business Management Tools
Improve workflow and visibility with practical tools for invoicing, inventory, scheduling, CRM, and more
Security, Compliance & Risk
Protect transactions, customer data, and business continuity with support for fraud prevention, chargebacks, and PCI compliance
Financial Services & Capital
Access business solutions that support cash flow, flexibility, and smarter growth planning
Meet Your Customers Exactly Where They Are
- Omnichannel acceptance for in-store, online, mobile, and keyed-in transactions
- Contactless and mobile payments including tap-to-pay and NFC-enabled options
- Secure e-commerce gateways, hosted payment pages, and API integrations
- Modern hardware including smart terminals, handheld devices, full retail POS bundles, and self-checkout kiosks
Streamline Operations Behind
the Counter
Payments are only one part of running a successful business. We help merchants
operate more efficiently with tools that support day-to-day execution, visibility,
and customer experience
Point-of-Sale Software
Manage inventory, track menus, set employee permissions, and build customer profiles
Invoicing & Billing
Send digital invoices, payment links, and automated reminders with less manual work
Inventory Management
Track stock in real time, monitor movement, and reduce costly operational blind spots
Customer Relationship Management
Build loyalty programs, reward repeat customers, and automate marketing touchpoints
Booking Systems
Simplify scheduling, reminders, and integrated payments for service-based businesses
Protect Your Business With Enterprise-Grade Security
-
Fraud Detection & Prevention:
Machine-learning risk scoring and proactive transaction monitoring -
Chargeback Management:
Streamlined dispute handling, evidence submission, and prevention tools -
PCI Compliance Support:
Guidance, tools, and secure infrastructure to help meet industry standards -
Data Protection:
End-to-end tokenization and encryption across customer payment channels
Access Working Capital Tied to Your Real Performance
Businesses move through different stages, and cash flow does not always follow a
perfect pattern. LT Merchant Solutions helps connect businesses to approved
capital providers through our network, with access options designed around real
processing performance rather than rigid monthly structures.
Your repayment can follow your sales activity, matching your revenue rhythm
instead of forcing strict fixed terms. That makes it a practical option for managing
inventory, seasonal hiring, or equipment upgrades.
Plug-and-Play Technology That
Fits Your Existing Workflow
API & Developer Tools
Custom integrations for software platforms, apps, and marketplace workflows.
Accounting Systems
Direct sync with QuickBooks, Xero, and other leading bookkeeping platforms.
E-Commerce Platforms
Seamless hookups with Shopify, WooCommerce, BigCommerce, and Magento.
Unified Omnichannel Reporting
A single dashboard connecting in-store, online, and mobile payment visibility.
Leadership That Understands
Business From Every Angle
Tracey Lloyd
Army veteran with a two-plus-decade career in corporate America, including senior leadership roles at Walmart, LVMH, JCPenney, and Bloomingdale’s.
Andre Tucker
Over 25 years of fintech, product, and finance leadership at Fiserv, Microsoft, and Walmart, including Clover Merchant Services impacting more than 100,000 small and midsize businesses.
Miguel Lloyd
More than 25 years of marketing, media, and community leadership experience across Clear Channel, Albritton Communications, Lloyd Media Group, and the Atlanta Black Chambers.
Ready to Grow With Confidence?
Frequently Asked Questions
What types of businesses does LT Merchant Solutions serve?
We support a wide range of merchants, including retail, restaurants, e-commerce
businesses, service providers, and mobile operators looking for better payment
tools and business support.
Do you only offer payment processing?
Do you provide financing directly?
Can your solutions work with software we already use?
In many cases, yes. Our solutions support integrations with leading accounting
systems, e-commerce platforms, and custom workflows.